Insurance: A Guide for the Masses
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If you recently purchased a home, you are going to need to purchase a homeowner’s insurance policy in order to take care of your investment. When shopping around for a homeowner’s insurance policy, there are a few things you need to look for and do in order to make sure you get the best possible coverage.
Thing #1: Always Shop Around
Just like with car insurance, you should always shop around for a homeowner’s insurance policy. Read More»
Your main homeowner’s insurance does not cover water damage from floods. Flood insurance is something you need to add to your insurance coverage. Even if you don’t live near a body of water, you may still benefit from flood insurance. Here is more information about flood insurance, what it covers and does not cover, and when it is usable.
What Is Flood Insurance?
Flood insurance is a separate policy from your homeowner’s insurance. Read More»
A fire can be devastating to everyone involved, and the effect on your house can be detrimental. At some point, a fire damage claims adjuster will be sent from the insurance company to assess the damage to report back to the insurance company. Here are a few misconceptions about this process that can be problematic.
Misconception: It is okay to wait a while to schedule a visit from the claims adjuster. Read More»
As a business owner, you need to make sure you protect your business and your assets. No matter how well you run your business, things can come up that can put you at risk of being sued. This is where liability insurance can help, and in order to have a better grasp on what liability insurance is and how it can protect you, you want to read this article that covers some of the most commonly asked questions and answers on the topic. Read More»
Many homeowners will purchase home insurance and then tuck their policy documents away and never look at them again until a disaster occurs and a claim needs to be reported. However, it is actually very important that you periodically review your homeowner’s coverage. Take a look at the policy terms, particularly after considerable upgrades have been made to your property since additional coverage may be necessary. Keep reading to learn three different home renovations that may require an alternation to your homeowner’s insurance needs. Read More»
Flood damage is unpredictable and unavoidable. It’s important to have flood insurance if you live in an area that’s prone to hurricanes and flash floods. However, you may also need the assistance of a flood damage claims adjuster if you experience flooding. A flood damage claims adjuster is a professional unaffiliated with any insurance company. For that reason, they can work as a liaison between you and your insurance company. Here are four ways a flood damage claims adjuster can help you: Read More»
When people think of using workers’ compensation, they often imagine that it is only used for major workplace injuries that leave you with big hospital bills. However, it is possible to use it for smaller injuries that develop over the years from performing a job. Here is what you need to know about how you can use workers’ compensation for carpal tunnel syndrome.
What Workers’ Compensation Is
It helps to understand what workers’ compensation is when talking about it in regards to an injury. Read More»
Running a business takes a lot of time, money, and hard work. There is so much involved and many new business expenses to consider. You may be starting to pay for these expenses and may be wondering if some of them are even necessary. One purchase that most businesses choose to make is business insurance. There are different levels and types of coverage that can help protect your business and your investment. Read More»
If you have a poor driving history, a history of claims, or DUI charges on your record, you are probably a high-risk driver. High-risk drivers pay higher rates for insurance coverage, but there are still ways you can save money on coverage. If you fall into this category, here are three things you should know as you shop for high-risk insurance.
1. What It Means to be a High-Risk Driver Read More»
If you are a trucker, whether you are an owner-operator or work for a company, you need trucker insurance. It doesn’t matter what type of truck or rig you drive. You will not be allowed to drive a truck on the road without it. However, there are different types of liability insurance depending on whether you are a driver or run a trucking company. Plus, many other options are available for other unique circumstances. Read More»