Insurance: A Guide for the Masses

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INSURANCE

3 Things to Know if You Need High-Risk Auto Insurance

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If you have a poor driving history, a history of claims, or DUI charges on your record, you are probably a high-risk driver. High-risk drivers pay higher rates for insurance coverage, but there are still ways you can save money on coverage. If you fall into this category, here are three things you should know as you shop for high-risk insurance. 1. What It Means to be a High-Risk Driver Read More»

Truckers Insurance Types You Should Consider

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If you are a trucker, whether you are an owner-operator or work for a company, you need trucker insurance. It doesn’t matter what type of truck or rig you drive. You will not be allowed to drive a truck on the road without it. However, there are different types of liability insurance depending on whether you are a driver or run a trucking company. Plus, many other options are available for other unique circumstances. Read More»

Keys For Getting The Best Auto Insurance Plan

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The auto insurance field is currently valued at approximately $282 billion, and there are plenty of different companies that specialize in this service. By contacting a few different auto insurance providers, you can protect your vehicle and yourself every time that you drive. This will help you to take care of your medical needs and will also help you to look after the longevity of the vehicle that you depend on. Read More»

Tips For Finding Cheap Auto Insurance That Works For You

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Auto insurance is one of the most expensive parts about owning a car. While it is necessary to have car insurance, total coverage of your vehicle might not be necessary as well as too much for your budget to handle. If you are looking to cut the cost of car insurance but still have comprehensive coverage, it is possible to find cheap insurance without sacrificing protection. Here are some tips to finding cheap auto insurance that works for you. Read More»

Tired Of High Auto Insurance Premiums? Top Tips For Lowering Your Bill

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One of the expenses you’re likely to have each month is your car insurance. This is necessary to protect you financially if you’re involved in an accident. However, this amount can be higher than you may want to pay, and it’s a great idea to find ways to lower this expense. 1. Avoid buying a new car You may be tempted to purchase a new car because of how nice the vehicle appears. Read More»

Important Things To Think About When Purchasing Contractor Insurance

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If you are new to the construction industry or if you are hoping to purchase a newer and better insurance policy for your existing construction company, you might be wondering what you should be looking for. These are some of the important things that you will probably want to think about when purchasing contractor insurance; then, you can make sure that you have purchased a policy that is adequate for your construction company. Read More»

Is Storage Insurance Right For Your Car?

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For those that only drive a vehicle seasonally or that need to store a vehicle for a while, it can be frustrating to keep paying for full coverage insurance while the vehicle isn’t being used. Fortunately, there is an option available to help lower your insurance cost — a storage policy. The following guide can help you better understand this coverage to determine if it is a good choice for your situation. Read More»

Buying A Safer Car Can Help You Save On Car Insurance Costs

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The kind of car that you drive can impact your auto insurance policy rates. If your current car is reaching the end of its life and you’re beginning to shop around for cars, you need to do more than just consider the reliability and look of the new vehicle that you get. You should also look into the safety features that are present. When buying a new car, you have the opportunity to choose a vehicle that can save you money on car insurance while also keeping you safe when driving. Read More»

What Could Happen to Your Auto Insurance After an Accident

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Car accidents are one of the factors that insurance companies consider when they underwrite auto insurance policies, and being in an accident could affect your car insurance. If you’re in an accident on the road, here’s what could happen to your auto insurance policy as a result. Cancellation of Your Existing Policy The most severe action an insurance company can take is to cancel your current policy outright, but this is an uncommon scenario and almost never done purely because of an accident. Read More»

How To Pay Home Insurance Premiums

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The premiums of a homeowners insurance policy are what you must pay to maintain the policy’s coverage. There are a few different considerations to take into account when deciding how to pay your home insurance premiums. Pay Annually or Monthly Most insurance companies will let you pay your home insurance premiums once per year or break the cost out into equal monthly installments. If you choose to pay annually, you’ll have to make the payment in full at the start of the policy’s effective period. Read More»