SR-22 insurance is not something that every driver needs, but it is something that some drivers must purchase. If you encounter a DUI charge or any other type of major driving violation, you might find yourself in a position where you need it. If so, you will need to buy a plan quickly. If you are not familiar with SR-22 insurance but believe that you need it, here are three things you should know. Read More»
Auto insurance policies that cover limousines cost more than insured standard sedans, but covering a limousine can still be affordable. If you have a limousine to insure, here are some ways to save on an auto insurance policy that will cover the vehicle. Install a Video Camera Installing a video camera system mounted directly to your limousine can help reduce the risk of theft or vandalism, and this can have a couple of positive effects on your auto policy’s premiums. Read More»
After experiencing significant damage to your home, you’ll want to file a claim with your insurance company. This can be difficult at times, but not so much when you work with a public insurance adjuster. They can help you in the following ways during these stressful times. Save You Time If you attempted to file a claim after massive damage takes place, you could be looking at quite a lengthy process. Read More»
Typically, when you file an insurance claim, the insurance company will send one of its own insurance adjusters out to help you. The insurance adjuster will help with things like assessing the value of your property and the estimated cost of the damage to your property. In many cases, it is not necessary to take further action. However, there are public insurance adjusters out there who you can hire, and there are some situations when working with one of these professionals makes sense. Read More»
If you recently purchased a home, you are going to need to purchase a homeowner’s insurance policy in order to take care of your investment. When shopping around for a homeowner’s insurance policy, there are a few things you need to look for and do in order to make sure you get the best possible coverage. Thing #1: Always Shop Around Just like with car insurance, you should always shop around for a homeowner’s insurance policy. Read More»
Your main homeowner’s insurance does not cover water damage from floods. Flood insurance is something you need to add to your insurance coverage. Even if you don’t live near a body of water, you may still benefit from flood insurance. Here is more information about flood insurance, what it covers and does not cover, and when it is usable. What Is Flood Insurance? Flood insurance is a separate policy from your homeowner’s insurance. Read More»
A fire can be devastating to everyone involved, and the effect on your house can be detrimental. At some point, a fire damage claims adjuster will be sent from the insurance company to assess the damage to report back to the insurance company. Here are a few misconceptions about this process that can be problematic. Misconception: It is okay to wait a while to schedule a visit from the claims adjuster. Read More»
As a business owner, you need to make sure you protect your business and your assets. No matter how well you run your business, things can come up that can put you at risk of being sued. This is where liability insurance can help, and in order to have a better grasp on what liability insurance is and how it can protect you, you want to read this article that covers some of the most commonly asked questions and answers on the topic. Read More»
Many homeowners will purchase home insurance and then tuck their policy documents away and never look at them again until a disaster occurs and a claim needs to be reported. However, it is actually very important that you periodically review your homeowner’s coverage. Take a look at the policy terms, particularly after considerable upgrades have been made to your property since additional coverage may be necessary. Keep reading to learn three different home renovations that may require an alternation to your homeowner’s insurance needs. Read More»
Flood damage is unpredictable and unavoidable. It’s important to have flood insurance if you live in an area that’s prone to hurricanes and flash floods. However, you may also need the assistance of a flood damage claims adjuster if you experience flooding. A flood damage claims adjuster is a professional unaffiliated with any insurance company. For that reason, they can work as a liaison between you and your insurance company. Here are four ways a flood damage claims adjuster can help you: Read More»