There are a lot of insurance terms that get tossed around a lot, but that you may not understand. For example, a deductible is the amount you need to pay, out of your own pocket, before the policy will kick in. A rider is extra coverage added to a policy, usually for an extra fee. If you are unfamiliar with some of the insurance terms you have heard, then you have come to the right place. Here on this website, we provide insurance-related content that is clear and easy to understand. Our articles will help you to better understand insurance terms and what you are buying.