Insurance: A Guide for the Masses

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The Basics Of Health Insurance Policy Selection

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With the insurance marketplace as well as a variety of private and work-provided options for health insurance, it’s no surprise that many people are finding themselves overwhelmed and confused by their options. If you are currently evaluating your options and trying to choose the right health insurance plan, you are in the right place. Here’s a look at some tips that will help you to find the health insurance plan that’s right for you. Read More»

4 Factors That Impact Your Auto Insurance Rates

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As a driver, one of the big responsibilities that you face is carrying insurance on your vehicle. Almost every state requires drivers to carry insurance. Without car insurance, if you cause an accident, the other driver could sue you for all your personal assets. Without car insurance, you may not have the necessary funds to fix up your vehicle or pay for medical bills. Car insurance is important and is not an expense that you can just skip out on, which is why it is important to understand the factors that impact your car insurance. Read More»

Ways To Save On Medical Malpractice Insurance

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Malpractice lawsuits can be expensive, and medical malpractice insurance premiums are some of the more expensive insurance premiums as a result. If you provide medical care and need this insurance, however, there are ways to save on medical malpractice insurance. Ask About Discounts That You Qualify For One of the easiest ways to reduce medical malpractice insurance premiums is to simply ask whether there are discounts that you might qualify for. Read More»

Insuring Your Property Against Common Hazards

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If your property suffers extensive damage, you will be faced with expensive repairs costs and other losses. While it is possible to reduce this threat through the use of property insurance, this can be a type of protection that may be overlooked by individuals that are needing to buy a policy. Understand The Particular Range Of Threats The Property Will Face Before you can make informed choices about the type of property insurance policy that you should buy, it will first be necessary to conduct a thorough assessment of the potential risks that the property will face. Read More»

Calculating Your Life Insurance Amount

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Life insurance is meant to cover expenses your family might incur after you die, and it’s common to find life insurance offered in increments like $50,000, $100,000, and so on. Chances are that few people really know what should go into life insurance calculation because it’s not something that people usually give a lot of thought to once they see those pre-set categories. They just choose one that matches what they think their family will need and leave it at that. Read More»

5 Common Types Of Business Insurance

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When it comes to running a business, business insurance is an expense that shouldn’t be overlooked. Business insurance helps protect your business from risk, which is why it is important to understand the type of business insurance on the market so you can identify the type of insurance that is best for your business. Type #1: General Liability Insurance The first type of insurance you should be aware of is general liability insurance. Read More»

Getting The Most From Continuing Education Courses

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A career as an insurance agent can be an extremely rewarding profession. However, the laws, regulations and best practices for those working in this field can undergo constant change. In order to make sure that you are up to date with these changes, you will need to regularly complete continuing education courses. Use Continuing Education Requirements As An Opportunity For Professional Growth While it can be easy to view the continuing education requirements that you must meet as a burden, they can be an opportunity for you to greatly enhance your knowledge and skills. Read More»

Do You Need Auto Insurance If You Do Not Have a Car?

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When you have a vehicle and have a loan on it, your auto lender will have requirements you must meet. One of these is that you must carry auto insurance coverage on the car until you pay off the balance in full. What if you do not have a loan, though? What if you do not even own a car? Do you still need auto insurance coverage? You might not need car insurance if you do not have a car, but you should consider buying a policy anyhow. Read More»

Tips To Figure Out The Right Kind Of Auto Insurance Policy For You

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Do you need to shop around for auto insurance, but you’re a bit confused about how much coverage you really need to have? These tips will help you make a good decision. Know The Kinds Of Coverage Your auto insurance is going to have three kinds of coverage, and it is important to know what they all are. Liability coverage is insurance for accidents that you cause when compensation must be paid to the other driver. Read More»

Need Health Insurance? 3 Questions To Ask Yourself Before You Purchase Your Policy

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If it’s time to shop for your first health insurance plan, you may not know what to look for. One-size-fits-all insurance policies aren’t the best way to go. This is especially true where your health is concerned. You can take the stress out of purchasing your health insurance by asking yourself these three questions before you choose your policy. What Are Your Insurance Needs? Now that you need to buy your own insurance, consider your needs. Read More»