Insurance: A Guide for the Masses

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2021

Understanding The Quotes Furnished To You By An Auto Insurance Agency

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Buying auto insurance for the first time can feel like a daunting task for many people. Usually, the uncertainty stems from not knowing what to look for or what to expect.  If you purchase this insurance blindly, you could end up regretting the coverage provided to you – which translates into paying more money to have your auto insurance products amended. Fortunately, with a little guidance, you can select the best auto insurance for your needs right from the start. Read More»

Don't Have Workers' Compensation Insurance? Why You Should Purchase It Right Away

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If you own your own business, now’s the time to conduct an insurance inventory. If you find that workers’ compensation insurance isn’t included in any of your business policies, you might be at risk for some serious legal problems. If you only have a few employees, you might not think that you need workers’ compensation insurance, but that might not be the case. States vary in their requirements for workers’ compensation coverage. Read More»

Is a Ticket or Accident Causing Your Auto Insurance Premiums to Rise?

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Insurance companies who offer coverage for automobile insurance policies routinely use information from the driving records of their customers to determine the level of risk they may incur when providing coverage. Policyholders who receive traffic tickets or who are found to be at fault in traffic accidents are perceived as being riskier to insure. When the insurance company receives updated information about the traffic ticket or the involvement in a vehicular accident, their response is often to notify the policyholder that their premium policy renewal costs are being increased. Read More»

When Should You Consider Switching To A Pay-By-Mile Motorcycle Insurance Policy?

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If you’re looking for a way to save money on your motorcycle insurance premiums, you should consider switching to pay-by-mile motorcycle insurance. This insurance offers all the same coverage as traditional insurance, but it charges its premiums differently. You’ll pay a low monthly rate to cover non-driving hazards like theft or fires, and then you’ll pay premiums each month based on your motorcycle mileage. This business model makes sense for many insurance carriers; you’re at the greatest risk when you’re on the road, so being on the road less means that you represent less risk to the insurance company. Read More»

Tips For Choosing An Auto Insurance Provider

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In the United States, auto insurance is a legal requirement and a necessity. Given the millions of vehicles involved in road crashes each year, any of the 228 million licensed drivers can be victims. It is, therefore, vital that you seriously consider taking out an auto insurance policy. But how do you know that you have the right auto insurance provider? Here are some things you should consider: Competitive Pricing Competitive pricing isn’t necessarily cheap pricing. Read More»

How to Choose Auto Insurance for Your Needs

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Are you looking for car insurance? There are a lot of different factors that go into choosing the best car insurance policy. You’ll want to make sure it’s affordable, covers your needs, and has good customer service. But how do you know what is right for you? Here are some tips on how to find the auto insurance policy that meets your needs.  Ask About Car Insurance Discounts Offered Understanding how to save money on car insurance will go a long way towards helping car owners find the best deals. Read More»

Shopping for Auto Insurance: Don't Sacrifice Quality for Affordability

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People often think that the only way to secure affordable auto insurance rates is to sacrifice the quality of their coverage. Consequently, to lower their monthly premiums, they will often resort to declining important coverage options in favor of the minimal amount of coverage required by law. Unfortunately, choosing to take this route can often result in individuals finding themselves without the coverage they truly need if an accident does occur. Read More»

Why Is It Often Best To Shop For Cheap Car Insurance Online?

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You might know that it’s time for you to shop for cheap car insurance. You might have just purchased a vehicle and might need to purchase car insurance for the first time (or for the first time in a while), or you might be unhappy with the rates that you are paying for your car insurance right now, so you might be looking for an option that will suit your budget. Read More»

Do You Need Car Insurance? Consider The Risks Before Going Without

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If the car you drive is not worth a lot of money, you might wonder if you need to buy an auto insurance policy for protection. Many people wonder this, but there is an answer that is always true. You should always buy car insurance if you want to drive a car, and you can learn more about the reasons for this by considering the risks. Here are the risks you take if you drive a car without insurance. Read More»

Auto Insurance for Pickup Trucks—Myths, Facts, and Figures

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You have your sights set on a nice pickup truck to add to your automobile collection. However, you may have heard a few myths surrounding getting auto insurance to cover these larger vehicles. Here is a look at some of those common myths surrounding insurance for pickup trucks, the facts you should know, and a few figures that can help give you insight.  Myth: Insuring a pickup truck is always higher than insuring a regular car. Read More»