Insurance: A Guide for the Masses

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CONSTANCE BARNETT

Do You Need Car Insurance? Consider The Risks Before Going Without

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If the car you drive is not worth a lot of money, you might wonder if you need to buy an auto insurance policy for protection. Many people wonder this, but there is an answer that is always true. You should always buy car insurance if you want to drive a car, and you can learn more about the reasons for this by considering the risks. Here are the risks you take if you drive a car without insurance. Read More»

Auto Insurance for Pickup Trucks—Myths, Facts, and Figures

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You have your sights set on a nice pickup truck to add to your automobile collection. However, you may have heard a few myths surrounding getting auto insurance to cover these larger vehicles. Here is a look at some of those common myths surrounding insurance for pickup trucks, the facts you should know, and a few figures that can help give you insight.  Myth: Insuring a pickup truck is always higher than insuring a regular car. Read More»

Need Car Insurance? Two Tips To Get The Best Quote

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When you need car insurance the name of the game is to get the most coverage at the most affordable price. Your insurance protects against the risks you face each time you make even the smallest trip so while it’s extremely important to have it, you don’t want the premium so high that you run the risk of lapsing due to a lack of finances. Your current policy might be up for renewal and you’re facing an increase or you are getting a new vehicle and want to find out how much you will need to set aside for your next insurance plan. Read More»

Protect Your Assets With An Investment Property Insurance Plan

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The types of assets that you acquire are essential when it comes to your wealth-generating journey. Real estate is one of the best investments that you can make since you’ll always have passive income when you have tenants living in your investment properties. Because of this, it’s important that you take care of them inside and out. One of the ways for you to take care of your investment property is by also purchasing insurance for the property. Read More»

Get More Than Just The Legal Minimum Insurance

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It would be very easy to look at an insurance agent’s plea to get more than just the legal minimum insurance for your state as an attempt to get more of your money, but that’s not how you should look at things. Each state has a legal minimum requirement for insurance, but this minimum is not always adequate for everything that you could need insurance for. Many states require some liability and property damage with a few wanting coverages for uninsured motorists and other potential events. Read More»

5 Reasons You Need Non-Owner Car Insurance

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If you’re a licensed driver and you don’t have a vehicle, you can still get car insurance. This type of car insurance is called a non-owner insurance policy. There are a few specific instances where someone who doesn’t have a car may want to get a non-owner car insurance policy. #1: To Maintain Continuous Coverage Car insurance providers look at how long you have had car insurance, and if you have had any gaps in car insurance coverage. Read More»

The Basics Of Health Insurance Policy Selection

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With the insurance marketplace as well as a variety of private and work-provided options for health insurance, it’s no surprise that many people are finding themselves overwhelmed and confused by their options. If you are currently evaluating your options and trying to choose the right health insurance plan, you are in the right place. Here’s a look at some tips that will help you to find the health insurance plan that’s right for you. Read More»

4 Factors That Impact Your Auto Insurance Rates

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As a driver, one of the big responsibilities that you face is carrying insurance on your vehicle. Almost every state requires drivers to carry insurance. Without car insurance, if you cause an accident, the other driver could sue you for all your personal assets. Without car insurance, you may not have the necessary funds to fix up your vehicle or pay for medical bills. Car insurance is important and is not an expense that you can just skip out on, which is why it is important to understand the factors that impact your car insurance. Read More»

Ways To Save On Medical Malpractice Insurance

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Malpractice lawsuits can be expensive, and medical malpractice insurance premiums are some of the more expensive insurance premiums as a result. If you provide medical care and need this insurance, however, there are ways to save on medical malpractice insurance. Ask About Discounts That You Qualify For One of the easiest ways to reduce medical malpractice insurance premiums is to simply ask whether there are discounts that you might qualify for. Read More»

Insuring Your Property Against Common Hazards

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If your property suffers extensive damage, you will be faced with expensive repairs costs and other losses. While it is possible to reduce this threat through the use of property insurance, this can be a type of protection that may be overlooked by individuals that are needing to buy a policy. Understand The Particular Range Of Threats The Property Will Face Before you can make informed choices about the type of property insurance policy that you should buy, it will first be necessary to conduct a thorough assessment of the potential risks that the property will face. Read More»