Insurance: A Guide for the Masses
The kind of car that you drive can impact your auto insurance policy rates. If your current car is reaching the end of its life and you’re beginning to shop around for cars, you need to do more than just consider the reliability and look of the new vehicle that you get. You should also look into the safety features that are present. When buying a new car, you have the opportunity to choose a vehicle that can save you money on car insurance while also keeping you safe when driving. Read More»
Car accidents are one of the factors that insurance companies consider when they underwrite auto insurance policies, and being in an accident could affect your car insurance. If you’re in an accident on the road, here’s what could happen to your auto insurance policy as a result.
Cancellation of Your Existing Policy
The most severe action an insurance company can take is to cancel your current policy outright, but this is an uncommon scenario and almost never done purely because of an accident. Read More»
The premiums of a homeowners insurance policy are what you must pay to maintain the policy’s coverage. There are a few different considerations to take into account when deciding how to pay your home insurance premiums.
Pay Annually or Monthly
Most insurance companies will let you pay your home insurance premiums once per year or break the cost out into equal monthly installments. If you choose to pay annually, you’ll have to make the payment in full at the start of the policy’s effective period. Read More»
You have the freedom to purchase your insurance policies from the agency of your choice. You can shop around for insurance products, and you can buy your plans from a local agent or one that is located far away. Both options are good choices, but before you choose one of these, you should know the pros and cons of buying insurance from a local agent. Here are the top pros and cons to understand before making your purchase from a local agency. Read More»
You should review your auto insurance regularly to ensure you always have the best policy possible. At the very least, review your insurance every time you want to renew your coverage. The review should cover all the major aspects of your policy, including these four critical ones.
Coverage
Your coverage encompasses the risks your auto insurance policy protects you from. The major forms of coverage include:
Liability coverage Collision coverage Comprehensive coverage Determine whether your current coverage suffices or you need to change to coverage. Read More»
