Insurance: A Guide for the Masses

Important Things To Think About When Purchasing Contractor Insurance

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If you are new to the construction industry or if you are hoping to purchase a newer and better insurance policy for your existing construction company, you might be wondering what you should be looking for. These are some of the important things that you will probably want to think about when purchasing contractor insurance; then, you can make sure that you have purchased a policy that is adequate for your construction company. Read More»

Is Storage Insurance Right For Your Car?

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For those that only drive a vehicle seasonally or that need to store a vehicle for a while, it can be frustrating to keep paying for full coverage insurance while the vehicle isn’t being used. Fortunately, there is an option available to help lower your insurance cost — a storage policy. The following guide can help you better understand this coverage to determine if it is a good choice for your situation. Read More»

Buying A Safer Car Can Help You Save On Car Insurance Costs

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The kind of car that you drive can impact your auto insurance policy rates. If your current car is reaching the end of its life and you’re beginning to shop around for cars, you need to do more than just consider the reliability and look of the new vehicle that you get. You should also look into the safety features that are present. When buying a new car, you have the opportunity to choose a vehicle that can save you money on car insurance while also keeping you safe when driving. Read More»

What Could Happen to Your Auto Insurance After an Accident

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Car accidents are one of the factors that insurance companies consider when they underwrite auto insurance policies, and being in an accident could affect your car insurance. If you’re in an accident on the road, here’s what could happen to your auto insurance policy as a result. Cancellation of Your Existing Policy The most severe action an insurance company can take is to cancel your current policy outright, but this is an uncommon scenario and almost never done purely because of an accident. Read More»

How To Pay Home Insurance Premiums

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The premiums of a homeowners insurance policy are what you must pay to maintain the policy’s coverage. There are a few different considerations to take into account when deciding how to pay your home insurance premiums. Pay Annually or Monthly Most insurance companies will let you pay your home insurance premiums once per year or break the cost out into equal monthly installments. If you choose to pay annually, you’ll have to make the payment in full at the start of the policy’s effective period. Read More»