Your main homeowner’s insurance does not cover water damage from floods. Flood insurance is something you need to add to your insurance coverage. Even if you don’t live near a body of water, you may still benefit from flood insurance. Here is more information about flood insurance, what it covers and does not cover, and when it is usable. What Is Flood Insurance? Flood insurance is a separate policy from your homeowner’s insurance. Read More»
A fire can be devastating to everyone involved, and the effect on your house can be detrimental. At some point, a fire damage claims adjuster will be sent from the insurance company to assess the damage to report back to the insurance company. Here are a few misconceptions about this process that can be problematic. Misconception: It is okay to wait a while to schedule a visit from the claims adjuster. Read More»
As a business owner, you need to make sure you protect your business and your assets. No matter how well you run your business, things can come up that can put you at risk of being sued. This is where liability insurance can help, and in order to have a better grasp on what liability insurance is and how it can protect you, you want to read this article that covers some of the most commonly asked questions and answers on the topic. Read More»
Many homeowners will purchase home insurance and then tuck their policy documents away and never look at them again until a disaster occurs and a claim needs to be reported. However, it is actually very important that you periodically review your homeowner’s coverage. Take a look at the policy terms, particularly after considerable upgrades have been made to your property since additional coverage may be necessary. Keep reading to learn three different home renovations that may require an alternation to your homeowner’s insurance needs. Read More»
Flood damage is unpredictable and unavoidable. It’s important to have flood insurance if you live in an area that’s prone to hurricanes and flash floods. However, you may also need the assistance of a flood damage claims adjuster if you experience flooding. A flood damage claims adjuster is a professional unaffiliated with any insurance company. For that reason, they can work as a liaison between you and your insurance company. Here are four ways a flood damage claims adjuster can help you: Read More»