Insurance: A Guide for the Masses

When To Hire A Public Insurance Adjuster

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Typically, when you file an insurance claim, the insurance company will send one of its own insurance adjusters out to help you. The insurance adjuster will help with things like assessing the value of your property and the estimated cost of the damage to your property. In many cases, it is not necessary to take further action. However, there are public insurance adjusters out there who you can hire, and there are some situations when working with one of these professionals makes sense. Read More»

4 Things To Look For When Shopping For A Homeowner's Insurance Policy

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If you recently purchased a home, you are going to need to purchase a homeowner’s insurance policy in order to take care of your investment. When shopping around for a homeowner’s insurance policy, there are a few things you need to look for and do in order to make sure you get the best possible coverage. Thing #1: Always Shop Around Just like with car insurance, you should always shop around for a homeowner’s insurance policy. Read More»

What Is Flood Insurance and What Does It Cover?

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Your main homeowner’s insurance does not cover water damage from floods. Flood insurance is something you need to add to your insurance coverage. Even if you don’t live near a body of water, you may still benefit from flood insurance. Here is more information about flood insurance, what it covers and does not cover, and when it is usable. What Is Flood Insurance? Flood insurance is a separate policy from your homeowner’s insurance. Read More»

Misconceptions About Fire Damage Insurance Claims That Cost Homeowners In The Long-Term

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A fire can be devastating to everyone involved, and the effect on your house can be detrimental. At some point, a fire damage claims adjuster will be sent from the insurance company to assess the damage to report back to the insurance company. Here are a few misconceptions about this process that can be problematic. Misconception: It is okay to wait a while to schedule a visit from the claims adjuster. Read More»

Some Information On Liability Insurance For Small Businesses

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As a business owner, you need to make sure you protect your business and your assets. No matter how well you run your business, things can come up that can put you at risk of being sued. This is where liability insurance can help, and in order to have a better grasp on what liability insurance is and how it can protect you, you want to read this article that covers some of the most commonly asked questions and answers on the topic. Read More»